Question 1

What is Eagles Eye Sacco?

Accepted Answer

Eagles Eye Sacco is a SASRA-licensed Savings and Credit Cooperative (SACCO) in Kenya. We offer affordable personal loans from 1% per month, business loans up to KShs 2,000,000, emergency loans, development loans, flexible savings accounts earning up to 10% on fixed deposits, mobile banking via the M-Eagles App and USSD *445#, and an online members portal — serving young professionals, business owners, farmers, and corporates across Kenya.

Question 2

How do I join Eagles Eye Sacco?

Accepted Answer

To join Eagles Eye Sacco, download and complete the Private Membership Form from our Downloads page, submit it with a copy of your national ID, a passport photo, and the registration fee. Membership is open to all Kenyan citizens and residents including employees, self-employed individuals, business owners, farmers, and corporates.

Question 3

What loans does Eagles Eye Sacco offer?

Accepted Answer

Eagles Eye Sacco offers: Normal Loans (up to 3x deposits, 1% p.m., up to 72 months), Super Loans (additional financing after 75% repayment), Development Loans (KShs 300,000–2,000,000 at 1.5% p.m., 24 months), Emergency Loans (1.2% p.m.), Instant Loans (up to KSh 100,000 via *445# or M-Eagles App, 3.5–7% p.m.), School Fees Loans (1.2% p.m.), Higher Education Loans (KShs 100K–250K), Agricultural Loans (1.25% p.m., farming-cycle terms), Asset Finance (up to 80% asset value, 5 years, 1.25% p.m.), and Insurance Premium Financing.

Question 4

What is the interest rate on Eagles Eye Sacco loans?

Accepted Answer

Eagles Eye Sacco loan interest rates: Normal Loan — 1% per month reducing balance; Development Loan — 1.5% per month; Emergency Loan — 1.2% per month; Agricultural Loan — 1.25% per month; Asset Finance — 1.25% per month; Instant Loan — 3.5% to 7% per month (1–6 months). All rates are regulated by SASRA.

Question 5

What savings products does Eagles Eye Sacco offer?

Accepted Answer

Eagles Eye Sacco savings products: Holiday Package (6% p.a., Ksh 500 minimum, full year-end withdrawal), Junior Savings Account (6% p.a., Ksh 500 minimum, for children under 18), Regular Member Deposits (flexible, unlocks loan products), Fixed Deposits (5.5% instant access, 6.5% goal saver, 8.5% for 12 months, 10% for 24 months).

Question 6

How do I access Eagles Eye Sacco mobile banking?

Accepted Answer

Eagles Eye Sacco mobile banking is available through: (1) M-Eagles App — download from app store for full account management; (2) USSD *445# — works on any mobile phone without internet for instant loans, balance checks, and transactions; (3) Eagles Eye Members Portal — online at eagleseyesacco.com for desktop access.

Question 7

Is Eagles Eye Sacco licensed and regulated?

Accepted Answer

Yes. Eagles Eye Sacco is fully licensed and regulated by SASRA (Sacco Societies Regulatory Authority), the Kenyan government agency mandated under the Sacco Societies Act to supervise deposit-taking SACCOs. Your savings and deposits are protected under Kenya's financial regulations.

Question 8

How is Eagles Eye Sacco different from a bank?

Accepted Answer

Eagles Eye Sacco is member-owned — profits are returned as dividends rather than to external shareholders. Members enjoy lower loan rates (from 1% p.m.), higher savings returns (up to 10% on fixed deposits), personalized service, and democratic governance. Unlike banks, every member has a vote in how the SACCO is run.